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Though a big question many have is whether to go for a 1-year vs. a 5-year CD account. "One-year CDs can be good for a number of reasons — short-term savings, CD ladders, savings for a known ...
In some cases, we've seen 1-year CDs with yields of well over 5%. Our tool, in partnership with Bankrate, will let you search for a good rate on an account that's right for you.
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Luckily, CDs generally offer a fixed interest rate, allowing you to lock in a great APY for the next 12 months. Here are some of the best CD rates for a 1-year term.
We found one-year CDs offering a rate more than three times the national average, which is 1.81% APY as of March 18, 2024, according to the FDIC. It depends on the financial institution.
Otherwise, account holders incur early withdrawal penalties. If you’re interested in a 1-year CD, here are some viable options with high rates of return: ...
If you're interested in a 1-year cd option, comparing banks can help you to find the best one-year CD rates. Here are the highest one-year CD rates among banks and credit unions. Bread Savings ...