Mortgage rates have finally slipped after a punishing stretch of volatility, and that shift is already reshaping what your home search could look like in early 2026. A modest dip in borrowing costs will not magically fix affordability,

First Horizon's loans to mortgage companies in the fourth quarter rose at the fastest clip in more than two years, as the housing market showed small signs of revival.

Mortgage interest rates were flat this week, but new data on the economy's health could encourage rates to go down. The average rate on a 30-year fixed-rate mortgage held steady at 6.14% APR the week ending Dec. 18, according to rates provided to ...

Buyers and sellers took advantage of a rare affordability break in October An October dip in mortgage rates helped drive a 5% annual increase in both new listings and pending sales. Inventory continues to recover from record lows reached in 2022 — the ...

(NewsNation) — Elevated mortgage rates have kept buyers on the sidelines, and 2026 is expected to ease some of that pressure, but not by much. Housing forecasters see the 30-year fixed rate hovering around 6% next year — lower than this year’s 6.6% ...